Insurance  Provider

학교제휴보험

Life Maximum

$20,000

Unlimited

Major Medical

$20,000 per Accident or Sickness 

$,50,000 per Sickness or Injury

In Network

 총치료비에서 보험회사에서

보상해 주는 비율

90%

100% 보험 회사에서 보상

Deductible

고객 부담금

  $0

$0

 MAJOR MEDICAL SUPPLEMENT      

 $200

SICKNESS MEDICAL EXPENSE

Hospital Miscellaneous Expenses:

1) the cost of an operating room; 2) laboratory tests;

3) X-ray examinations; 4) anesthesia; 5) drugs or medicines

(excluding take home drugs); 6) therapeutic services;

7) pre-admission testing; etc. $600  Maximum

보상한도에서 전액 보상

Surgery

$1,000 Maximum

보상한도에서 전액 보상

Physician’s

 Visits:

One visit per day when a surgery benefitis not paid, up to $40 Per Visit to an $800 Maximum

고객 부담없이

보상한도에서 전액 보상

Anesthetist Services:

treatment prescribed by a legally qualified psychiatrist or clinical psychologist for mental disorders,

nervous disorders, alcoholism or drug addiction will be covered as any other Sickness/$1,000 Maximum

정신과 질환을 제외한 부분에서

가입한도에서 보상

INJURY MEDICAL EXPENSE

the services of registered graduate nurse, X-ray service, use of operating room, anesthesia, laboratory service, surgical dressings, medications, physiotherapy, plaster casts, use of wheelchair, crutches, or ambulance, an Aggregate Maximumof $2,000 will be paid.

보상한도에서 전액 보상

Dental Injury:

up to a maximum of

$1,000  per tooth

보상한도에서 전액 보상되지만

비급여 부분은 보상되지 않음

MAJOR MEDICAL SUPPLEMENT

When benefits of at least $2,000 have been paid under the Base Plan, and after a $200 deductible per Sickness or Injury,the Company will pay 70% of the Usual and Customary medical expenses which exceed the benefits paid under the Base

Plan and which are incurred during the Benefit Period. A maximum of $20,000 for all benefits under both the Base Plan and this Major Medical Supplement will be allowed. Hospital room and board benefits are limited to the semi-private rate

고객 부담없이

보상한도에서 전액 보상

Premium

(Annual)

Student:$948

Spouse:$1,706

Child(ren):$1,314

Student:약$480

Spouse:약$480

Child:약$480