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4.각종 고객 ( copay )부담금이 있다
Insurance waiver 조건
All international students (F-1 & J-1visas)are required to carry health insurance while attending Cleveland State University. Your Treasury Service account will be billed for the GM-Southwest, Inc. Student Health Insurance Plan upon registration for classes
International students are required to buy the CSU health insurance policy. Students may not purchase insurance from an outside carrier
CSU Health Insurance Waivers
Waivers from the university health care policy are granted only in the following situations
You have insurance coverage because you are sponsored by the U.S. Government,your country's government, or the U.N.
You have insurance coverage because a parents works in th U.S.,your spouse works in the U.S. or you work in the U.S.
You are presently insured and receiving benefits for a pre-existing condition. Changing coverage would result in the loss of benefits
You are currently in the U.S. with a minor F-2 dependant and must be insured by another carrier in order to secure appropriate coverage for your dependant
In addition, your current policy must meet the following CSU minimum requirements:
Medical Benefits of at least 80% of first $50,000 of covered expense
Repatriation of Remains in the amount of atleast $10,000
Expenses for Medical Evacuation to home Country at least 15,000
Deductible of no greater than $350 per calendar year
Co-payment or coinsurance not to exceed 20% of covered expenses
Company who provides the coverage has required rating
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미국대학교보험 
미국대학교보험
