To apply for SemCare access the Collegiate Insurance Resources (CIR) website. For answers to insurance questions, contact CIR at 800-322-9901.

Any student, research scholar or professor (exchange visitors) who is here on a J-1 visa is required to have medical insurance in effect for themselves and any dependents for the duration of their exchange program. At a minimum, insurance coverage shall include: (1) medical benefits of at least U.S.D. $50,000 per person per accident or illness; (2) repatriation of remains in the amount of U.S.D. $7,500 and (3) expenses associated with medical evacuation in the amount of U.S.D. $10,000. Your policy should not have a deductible that exceeds U.S.D. $500 per accident or illness. Calvin Seminary SemCare provides this coverage.

Students must show proof of insurance for themselves and their dependents at the time of registration by signing the waiver form indicating that they have coverage similar to that provided by SemCare or by enrolling in SemCare. Detailed up-to-date information is available by contacting the Dean of Students Office at (616) 957-7064.

Calvin Theological Seminary 제휴 보험과 DB손해보험을 비교해 놓은 표입니다

Insurance  Provider	학교보험제휴	DB손해보험
Lifetime Maximum	$50,000	Unlimited
Major Benefit	$50,000	$50,000 per Sickness or Injury
Deductible   고객부담금	In Network          :  $200	$0
	Out of  Network:  $300
협력병원이용시/보험회사부담비율	In Network       :  80%	100%
비협력병원/보험회사부담비율	Out of  Network   :  50%	100%
Prescription Drug   (약값고객부담금)	$10~$40 copay   $1,000 maximum per policy year	보상한도에 포함 고객부담 없음
Premium (Annual)	Student: $995 Spouse:$2,592 Child:$1,303	Student: 약$480 Spouse:약$480 Child:약$480